PRAKASH, Siva. Explainable AI Frameworks for Regulatory-Compliant Buy-Now-Pay-Later Credit Risk Assessment in Real-Time Cloud Banking Architectures. International Journal of Computational and Experimental Science and Engineering, [S. l.], v. 9, n. 4, 2023. DOI: 10.22399/ijcesen.5107. Disponível em: https://ijcesen.com/index.php/ijcesen/article/view/5107. Acesso em: 1 may. 2026.